We authorize Kramer, Fox &
Associates, Inc to represent our company in the collections of the above
account. We authorize you as our agent to accept payments, endorse checks,
money orders, or bank drafts for deposit. All monies received by the agency
will be reported to the client immediately. All clients of Kramer, Fox &
Associates, Inc will receive remit ten days after the debtor's check clears the
bank. If you the client receive, any monies from the debtor Kramer, Fox &
Associates, Inc will then invoice the client for our fee.